What is Property Damage (PD) Coverage? October 19, 2023 20:29 Updated Coverage that pays for damages to another involved party's vehicle or property if the policyholder is at fault. Start riding with LOOPSign up for the LOOP Navigator Newsletter Related articles What is Personal Injury Protection (PIP) Coverage? Who needs to be listed as a driver on my policy? Do I need full coverage? What is Uninsured Motorists Liability (UM)? What is the minimum required limit of liability in TX?