While comprehensive and collision are optional coverages, they are typically required on your vehicles whenever you are financing or leasing a vehicle. Once you have paid off the vehicle and you have the title, you then have the option to drop these coverages from your policy. Keep in mind that doing so means damages to the vehicle itself wouldn't be covered under your policy.
If you would like to add or remove these coverages from your policy you can submit a request to our Care Team here. It normally takes us around 1 business day to get back to you, so please be on the look out for an email from LOOP.