Can someone get Physical Damage coverage (comprehensive and collision) without Med Pay? November 04, 2022 17:07 Updated Yes; Med Pay deals with bodily injury for the named insured and comprehensive and collision deals with damages to the vehicle itself. Start riding with LOOPSign up for the LOOP Navigator Newsletter Related articles Does LOOP offer Rental Reimbursement coverage? Personal Injury Protection aka PIP Coverage - What does LOOP cover? How can I change my mailing address? Am I required to carry PIP (Personal Injury Protection) coverage in TX? Can I have both Medical Payments and PIP coverage? What's the difference between these two coverages?