Coverage that is designed to help pay for damage a policyholder’s car. The damage could be caused by a collision with an object or another car and can be used whether you are at fault or not. Collision coverage has no limits and is equal to the cash cost of replacing your vehicle. Several damages are not covered under collision, which include theft, vandalism, floods, fire or hitting an animal. To protect yourself against these types of damages you can buy Comprehensive coverage.
This coverage is required if you are leasing or financing a car. If you are interested in adding this coverage to your policy you can submit a request here and our Care Team will take it from there.
Blog Post: What are Coverages and Limits in Auto Insurance?
YouTube: Here's Why You Need Collision Insurance While Driving
Sign up for the LOOP Navigator Newsletter