Good question! LOOP appreciates your caution in confirming what to do for the new driver in your family. If your teen has a learners permit, is single, and a child of the primary named insured, they will not be included in the rating of the policy but coverage will extend to them while they practice driving. Once they pass their road test and get their license you can add them as a rated driver on your policy to make sure they are still covered.
If they are a licensed driver, you can submit a request to add them here and our Care Team will help to get them rated on the policy.