LOOP uses your driving data to help ensure that we are pricing your policy accurately, so while that does mean you need to have the app on most of the time, we totally understand that you wouldn't want to have your policy impacted when you are just a passenger in someone else's vehicle. Luckily it is very easy to change from a driver to a passenger in the LOOP app if you need to. Simply select the "View Trips" icon on the Insurance Details page and next to the specific trip switch the little toggle from driver to passenger. Here are a few screenshots to help you find what you need.
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