Does auto insurance pay for mechanical repairs? November 04, 2022 16:48 Updated Your auto policy would cover any repairs that result from a covered loss. Things like regular use wear-and-tear and maintenance costs are not covered. Start riding with LOOPSign up for the LOOP Navigator Newsletter Related articles How does a coverage deductible work? I drive for a rideshare app, like Uber or Lyft. Am I adequately protected with my personal automobile policy? Do you sell other types of insurance? I started a quote online but have questions My friend or relative from out of town wants to borrow my car, are they covered?