If you're involved in an accident, the Bodily Injury limits of your Liability coverage are the ones that are intended to cover a third-party's medical expenses. Coverages like Personal Injury Protection (PIP) and Medical Payments are intended to cover any medical expenses you or a passenger of yours incurs during a covered loss. If you would like to add these coverages to your policy you can submit a request here and our Care Team will take it from there!
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