Part of what sets LOOP apart is that we price your insurance policy on what matters- how you drive. We're able to do this with our UBI (usage-based insurance) technology. This requires that you keep the App on for at least 21 days a month, which allows us to provide fair and competitive rates based on your actual driving habits. That said, you can easily turn this off for when you are just a passenger and not driving, that way you're not affected but someone else's driving.
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